Taxes and your Goal100 subscription
What the law says about teachers, families and schools paying for learning tools, in plain words, with links to the official sources. And what we give you for tax time: a receipt for every payment, ready to download any time in My plan.
Every paid plan comes with an emailed receipt for each payment.
The short version
Teachers
Up to $350
for 2026 ($300 for 2025): the IRS educator expense deduction for eligible K-12 educators. Software and services used in the classroom are on the IRS list. A Teacher Pro plan may count. You and your tax preparer decide.
Families
No general deduction
for a child's learning subscription. Federal 529 rules now include K-12 "online educational materials", but New York has not decided how it treats those withdrawals. Ask before you use a NY 529. Saving for education guide
Schools
Purchase order welcome
Instant quote online, an invoice with your purchase order number, a paid invoice by email, and the W-9, sent on request (see the self-serve vendor packet).
🍎 Teachers: the educator expense deduction
Federal tax law lets an eligible educator deduct some classroom costs they paid themselves (IRC §62(a)(2)(D)). It is claimed on Schedule 1 (Form 1040), so you can use it even if you take the standard deduction.
| Question | What the official sources say |
|---|---|
| Who qualifies? | A kindergarten to grade 12 teacher, instructor, counselor, principal or aide who works at least 900 hours in a school year, at a school that provides elementary or secondary education under state law (IRS Topic 458). For 2026 and later, a 2026 law also adds early childhood educators (Pub. L. 119-111, signed Sept. 18, 2026; see 26 U.S.C. §62(d)). |
| How much for 2025? | $300 per eligible educator. Married filing jointly and both are eligible educators: up to $600, but no more than $300 each (IRS Topic 458). |
| How much for 2026? | $350 per eligible educator (IRS Revenue Procedure 2025-32, section 4.12, the 2026 inflation adjustments). Each eligible spouse has their own $350 limit. |
| What costs count? | Professional development courses; books, supplies, computer equipment (including related software and services), other equipment, and supplementary materials used in the classroom. Health and physical education: only athletic supplies (IRS Topic 458). |
| What reduces it? | Anything your school or someone else paid you back for (if it was not in box 1 of your W-2), and some tax-free education money (529, Coverdell, savings bond interest) (IRS Topic 458). |
| New for 2026: above the limit | The 2025 law Pub. L. 119-21 (section 70110) adds educator expenses as an itemized deduction (Schedule A) for tax years starting after December 31, 2025, with no dollar limit, for costs used "as part of instructional activity". It also counts interscholastic sports administrators and coaches (26 U.S.C. §67(b)(13) and §67(g)). This helps only if you itemize. Ask your preparer how it works with the Schedule 1 amount. |
How a Teacher Pro plan fits
Teacher Pro is online software and a service you use with your class (lesson plans, class codes, practice tests). The IRS list includes "computer equipment (including related software and services)" and "supplementary materials used in the classroom". So it may count, if you are an eligible educator, you paid it yourself, you used it for your teaching, and nobody paid you back. We do not decide that. You and your tax preparer do.
New York State: whether a federal deduction also changes your New York return is a question for your preparer. We do not give state tax advice.
🏠 Families and students
Most learning costs for your own child are personal expenses, and federal law does not allow a deduction for personal, living or family expenses (26 U.S.C. §262). But some savings accounts can pay for K-12 learning. Here is what we found.
| Option | What the official sources say | For a Goal100 plan |
|---|---|---|
| 529 plan (federal rules) | For withdrawals after July 4, 2025, K-12 expenses include tuition, curriculum and curricular materials, books or other instructional materials, online educational materials, tutoring or classes outside the home (rules for the tutor), test fees, dual enrollment fees and educational therapies, for a student at an elementary or secondary public, private or religious school (26 U.S.C. §529(c)(7)). Limit: $10,000 per student per year, rising to $20,000 for tax years starting after December 31, 2025 (§529(e)(3)). | "Online educational materials" may include a learning subscription. The law does not define the term. Ask your plan or a tax professional. |
| New York's 529 (Direct Plan) | New York gives a state income tax deduction for contributions by the account owner: up to $5,000 a year, $10,000 if married filing jointly (nysaves.org). For New York, withdrawals for K-12 tuition are nonqualified and New York tax benefits on contributions are recaptured; NY 529 sends K-12 tuition withdrawals only to the account owner. New York "has not yet determined" whether withdrawals for the expanded K-12 expenses (or for credentialing expenses) are qualified or nonqualified (nysaves.org FAQ). Student loan payments and 529-to-Roth IRA rollovers are qualified in New York (Chapter 310 of the Laws of 2024). Full NY 529 guide | Be careful. Federal rules may allow it, but New York may take back your state deduction. Check with NY 529 and a tax professional first. |
| Coverdell ESA | Up to $2,000 a year in contributions per student. K-12 expenses include academic tutoring, books, supplies, other equipment, and computer technology, internet access and related services used while the student is in school; software counts only if mainly educational (26 U.S.C. §530). Income limits apply to who may contribute. | May count as educational computer technology or services. Ask the account's provider or a tax professional. |
| American Opportunity and Lifetime Learning credits | Only for students at an "eligible educational institution", which means college or other postsecondary school (26 U.S.C. §25A; IRS Publication 970). | No for K-12 learning. |
| Employer educational assistance | Up to $5,250 a year tax-free from an employer, for the employee's own education (26 U.S.C. §127). | No for a child's subscription. |
Paying with a savings account? Goal100 receipts show each payment, its date and amount, which the account provider may ask for.
🏫 Schools and districts
| Topic | What we do |
|---|---|
| Paying | School and District plans are invoiced once a year. You enter your purchase order number at checkout and it is printed on the invoice. Pay online by ACH bank transfer or card. |
| Vendor paperwork | Vendor packet online (self-serve): instant quote, our standard NY Education Law 2-d data privacy agreement (signed before any student data) and the documents listed in the vendor packet, plus IRS Form W-9 for ZAKAZIKY LLC (Goal100 Learning), sent on request. |
| Sales tax | New York school districts are governmental entities. New York's Tax Department says a governmental entity gives the seller "a governmental purchase order or an appropriate exemption document", and may not use Form ST-119.1 (that form is for exempt organizations, such as many private schools). Sales tax, if any, is added at checkout and shown on your invoice. |
| Records | A paid invoice for every payment, emailed automatically. Every invoice stays in My plan for your business office, ready to download any time. |
| Teachers' own plans | If your school pays a teacher back for Teacher Pro, the teacher cannot also deduct that amount (IRS Topic 458). A School plan includes Teacher Pro for every teacher in the building. |
🧾 What we give you for tax time
- A receipt for every payment, by email.Our payment company (Stripe) emails a receipt when a payment goes through, and a paid invoice for plan payments. Each shows the date, the plan, the amount, any sales tax, and the last 4 digits of the card.
- All receipts in one place.In the app: My plan → Receipts and statements. Open or download any receipt.
- Keep it.The IRS says to keep records that support your tax return, generally for 3 years, longer in some cases.
Our receipts list what you paid. They never say an amount is deductible.
Questions
Can I, a teacher, deduct my Teacher Pro plan?
Maybe. If you are an eligible K-12 educator (900 hours), you paid it yourself, used it for teaching and nobody paid you back, it may be part of your educator expenses: up to $300 for 2025 and $350 for 2026, on Schedule 1. Your tax preparer decides with you. See Teachers.
I am a homeschool parent. Am I an "eligible educator"?
The IRS definition is a teacher, instructor, counselor, principal or aide at a school that provides elementary or secondary education under state law, for 900 hours in a school year. Ask a tax professional whether your situation fits. We cannot answer that for you.
I am a coach. Does the new 2026 rule help me?
For tax years starting in 2026, the new itemized deduction for educator expenses also counts interscholastic sports administrators and coaches (26 U.S.C. §67(g)). It helps only if you itemize. Ask your preparer.
Can my family deduct a Family or Student Plus plan?
There is no general federal deduction for a child's learning subscription. A 529 or Coverdell account may be able to pay for some K-12 learning materials. In New York, the state has not yet decided how it treats withdrawals for the new K-12 expenses, so check with NY 529 and a tax professional first. See Families and our NY 529 guide.
Do you send a Form 1099 or another tax form?
No. You are buying a service from us; we do not issue a tax form to buyers. You get a receipt for every payment.
What if I need a receipt from last year?
Open My plan → Receipts and statements. Every receipt stays there to open or download again.
Whose name is on the receipt?
The adult who paid: the name and email entered at checkout. Children never pay and their names are not on receipts.
Do your prices include sales tax?
Prices in US dollars. Sales tax, if any, is added at checkout. If sales tax is charged, it is shown on the receipt.
🔗 Official sources (checked November 7, 2026)
- IRS, Topic no. 458, Educator expense deduction: irs.gov/taxtopics/tc458
- IRS, Revenue Procedure 2025-32 (2026 inflation adjustments), section 4.12: irs.gov/pub/irs-drop/rp-25-32.pdf
- 26 U.S.C. §62 (educator expenses, eligible educator, 900 hours): law.cornell.edu/uscode/text/26/62
- 26 U.S.C. §67(b)(13) and (g) (itemized educator expenses from 2026, Pub. L. 119-21 §70110): law.cornell.edu/uscode/text/26/67
- 26 U.S.C. §529 (529 plans; K-12 expenses and limit): law.cornell.edu/uscode/text/26/529
- 26 U.S.C. §530 (Coverdell education savings accounts): law.cornell.edu/uscode/text/26/530
- 26 U.S.C. §25A (American Opportunity and Lifetime Learning credits): law.cornell.edu/uscode/text/26/25A
- 26 U.S.C. §127 (employer educational assistance): law.cornell.edu/uscode/text/26/127
- 26 U.S.C. §262 (personal, living and family expenses): law.cornell.edu/uscode/text/26/262
- IRS Publication 970, Tax Benefits for Education: irs.gov/publications/p970
- IRS, How long should I keep records?: irs.gov (keep records)
- NY 529 Direct Plan, FAQs (K-12 withdrawals and New York): nysaves.org FAQ
- NY 529 Direct Plan, Tax benefits ($5,000 / $10,000 deduction, recapture): nysaves.org tax benefits
- NY 529 Direct Plan, FAQs (K-12 tuition nonqualified; expanded K-12 and credentialing not yet determined): nysaves.org/faqs
- NYS Comptroller, Chapter 310 of the Laws of 2024 (student loans and Roth rollovers are qualified NY 529 withdrawals): osc.ny.gov
- NY Department of Taxation and Finance, Purchases and sales by governmental entities: tax.ny.gov bulletin
- Stripe, Receipts and paid invoices: docs.stripe.com/receipts