✨ Extra · Helps you succeed · Not graded All grades · Pre-K to 12

Invest & Trade from Zero

Learn money like a pro, with pretend money. Every word explained, 3D tools, and a simulator with made-up companies.

Educational simulation. Not investment, tax or legal advice. Goal100 is not a broker or investment adviser. No real money, no brokerage links, no accounts.

▶ Open the simulator 📈 Start the course

Pick your world

Pre-K to 2: Money seedsNeeds and wants, the saving jar, interest. 3-5: Earn, save, spend, shareSimple interest, goals, what a company is, your first pretend investment ($100). 6-8: First investments3D compound-interest tower, stocks, bonds, funds, risk, and a paper-money portfolio ($1,000). 9-12: Invest like a proIndex funds, fees, inflation, taxes, retirement accounts, orders, candlesticks, biases, scams ($10,000).

What's inside

Word cards 3D41 money words, English and Spanish, by grade. Compound growth towerBuild it year by year, then take it apart. Diversification basket 3DOne bad egg vs many eggs. Order book ladder 3DMarket vs limit orders, bid, ask and spread. Paper-Money SimulatorSimulated days, news, charts, a 3D pie and a time machine. Teacher kitUnit plan, slides outline, rubric, class codes.

See it move: 17 picture tools and a Chart lab

Tap, drag and slide. Every tool uses pretend money and made-up prices.

Company pizza: what is a share?Own slices, grow the company Buyers vs sellers tug-of-warHow a crowd moves a price Coin towers: compound growthSliders, rule of 72, 3D Risk spinnerSpin 10 made-up years Bad-day basketsOne basket vs ten baskets Dancing lines: correlationTogether or opposite? Drag-a-candle builderOpen, highest, lowest, close Read a chart, step by stepA guided walk through 10 candles Chart lab: indicatorsZoom, pan, SMA, EMA, RSI, MACD and more Indicator lab + quizGuess, reveal, Goal: 100% Fee jars: 30 yearsTwo jars, one fee slider Basket vs one company raceBoth outcomes, every time Shrinking shopping cartInflation vs savings The panic buttonSell or wait? Three futures Payday pipelineBudget → save → invest Same-amount buckets (DCA)$50 a month, different prices Bond timelineInterest each year, money back

Indicators describe past prices; they don't predict the future. Not a signal to buy or sell.

🗓️ Market of the Week

Play this week's market

👨‍👩‍👧 Family mode

Play the market together on one device: take turns, with talk prompts after each news story. Tick “Family mode” on the simulator's start screen. Family letter (English and Spanish)

How scoring works

The simulator rewards learning habits: diversifying, keeping to a plan, watching fees, staying calm in a drop and understanding dividends. No leaderboards with names, no streaks, no surprise prizes.

New York requires personal finance instruction in grades 5-12 from 2026-27 (NYSED memo, March 24, 2026). See the guide and source

More money basics: Money Skills Pre-K-2 · Money Skills 3-5 · Money Skills 7-8 · Money Skills 9-12 · Official sources